@font-face {
  font-family: 'Gilroy Medium';
  src: url(../fonts/Gilroy-Medium.ttf) format('truetype');
  font-weight: 400;
  font-style: normal;
  font-display: swap;
}

:root {
  --azul-600: #162644;
  --azul: #004a92;
  --azul-light: #009ee2;
  --naranja: #fd8b03;
  --verde-ligth: #01d5c4;
  --blue: #0f2c5e;
  --blue-mid: #1a3c6e;
  --blue-lt: #2e6da4;
  --green: #0d5c2e;
  --green-mid: #1b7a40;
  --green-lt: #25a35a;
  --green-pale: #e6f5ee;
  --orange: #fd8b03;
  --orange-lt: #ff6b35;
  --gold: #c8860a;
  --gold-lt: #fff3cc;
  --white: #ffffff;
  --gray-50: #f8fafc;
  --gray-100: #f1f5f9;
  --gray-200: #e2e8f0;
  --gray-400: #94a3b8;
  --gray-600: #475569;
  --gray-900: #0f172a;
  --r: 14px;
  --r-lg: 22px;
  --r-xl: 32px;
}
*,
*::before,
*::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}
html {
  scroll-behavior: smooth;
}
body {
  font-family: 'Gilroy Medium', sans-serif;
  color: var(--gray-900);
  background: #fff;
  line-height: 1.6;
  overflow-x: hidden;
}
a {
  text-decoration: none;
  color: inherit;
}
img {
  max-width: 100%;
  display: block;
  height: auto;
}

/* ══ UTILS ══════════════════════════════════════════════════ */
.container {
  max-width: 1160px;
  margin: 0 auto;
  padding: 0 24px;
}
.hidden {
  display: none !important;
}

/* ══ TOPBAR ═════════════════════════════════════════════════ */
.topbar {
  background: linear-gradient(
    90deg,
    var(--azul) 0%,
    #1a4a8a 50%,
    var(--azul) 100%
  );
  color: #fff;
  text-align: center;
  padding: 10px 20px;
  font-size: 13px;
  font-weight: 500;
  position: relative;
  overflow: hidden;
}

.topbar .pill {
  display: inline-block;
  background: rgba(255, 215, 0, 0.2);
  border: 1px solid rgba(255, 215, 0, 0.4);
  border-radius: 20px;
  padding: 2px 12px;
  margin: 0 4px;
  font-weight: 700;
  color: #ffd700;
}

/* ══ HEADER ══════════════════════════════════════════════════ */
.header {
  position: sticky;
  top: 0;
  z-index: 200;
  background: rgba(255, 255, 255, 0.96);
  backdrop-filter: blur(16px);
  border-bottom: 1px solid var(--gray-200);
  transition: box-shadow 0.3s;
}
.header.scrolled {
  box-shadow: 0 4px 24px rgba(0, 0, 0, 0.12);
}
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 10px;
  max-width: 1160px;
  margin: 0 auto;
  gap: 16px;
}
.logo {
  display: flex;
  align-items: center;
  gap: 10px;
}
.logo figure {
  display: block;
  width: 220px;
  aspect-ratio: 200 / 63;
  margin-bottom: 0;
}
.header-badges {
  display: flex;
  gap: 10px;
  align-items: center;
}
.h-badge {
  font-size: 11px;
  font-weight: 700;
  padding: 4px 10px;
  border-radius: 20px;
  white-space: nowrap;
}
.h-badge.men {
  background: rgba(27, 122, 64, 0.1);
  color: var(--green);
}
.h-badge.snies {
  background: rgba(26, 60, 110, 0.1);
  color: var(--blue-mid);
}
.header-cta {
  background-color: var(--naranja);
  color: #fff;
  font-weight: 800;
  font-size: 14px;
  padding: 11px 24px;
  border-radius: 50px;
  white-space: nowrap;
  transition:
    transform 0.15s,
    box-shadow 0.15s;
  border: none;
  cursor: pointer;
  scale: 1;
  transition: all 0.3s;
}
.header-cta:hover {
  transform: translateY(-1px);
  scale: 1.05;
}
@media (max-width: 768px) {
  .header-badges {
    display: none;
  }
  .logo-name {
    font-size: 14px;
  }
}

/* ══ HERO ════════════════════════════════════════════════════ */
.hero {
  background: var(--azul);
  position: relative;
  overflow: hidden;
  padding: 80px 0 0;
}
.hero-bg-grid {
  position: absolute;
  inset: 0;
}
.hero-content {
  position: relative;
  z-index: 2;
  display: grid;
  grid-template-columns: 1fr 400px;
  gap: 56px;
  align-items: start;
}

/* HERO LEFT */
.hero-kicker {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  border: 1px solid var(--verde-ligth);
  color: var(--verde-ligth);
  font-size: 12px;
  font-weight: 700;
  padding: 7px 16px;
  border-radius: 30px;
  margin-bottom: 24px;
  letter-spacing: 0.4px;
}
.hero-kicker .dot {
  width: 7px;
  height: 7px;
  background: var(--verde-ligth);
  border-radius: 50%;
  animation: blink 2s ease infinite;
}
@keyframes blink {
  0%,
  100% {
    opacity: 1;
  }
  50% {
    opacity: 0.3;
  }
}
.hero h1 {
  font-size: clamp(30px, 4.5vw, 54px);
  font-weight: 900;
  color: #fff;
  line-height: 1.1;
  letter-spacing: -1.5px;
  margin-bottom: 20px;
}
.hero h1 .line-accent {
  display: block;
  background: linear-gradient(90deg, var(--verde-ligth), var(--verde-ligth));
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}
.hero-desc {
  font-size: 17px;
  color: rgba(255, 255, 255, 0.75);
  line-height: 1.75;
  max-width: 520px;
  margin-bottom: 32px;
}
.hero-desc strong {
  color: #fff;
}

.hero-chips {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-bottom: 36px;
}
.chip {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.15);
  color: rgba(255, 255, 255, 0.9);
  font-size: 13px;
  font-weight: 600;
  padding: 8px 16px;
  border-radius: 30px;
  transition:
    background 0.2s,
    border-color 0.2s;
}
.chip:hover {
  background: rgba(255, 255, 255, 0.13);
  border-color: rgba(255, 255, 255, 0.25);
}
.chip .c-ico {
  font-size: 15px;
}

/* SALARY TICKER */
.salary-ticker {
  background: linear-gradient(
    135deg,
    rgba(1, 213, 196, 0.2),
    rgba(1, 213, 196, 0.08)
  );
  border: 1px solid rgba(1, 213, 196, 0.3);
  border-radius: var(--r-lg);
  padding: 20px 24px;
  display: flex;
  align-items: center;
  gap: 20px;
}
.ticker-icon {
  width: 52px;
  height: 52px;
  background: linear-gradient(135deg, var(--green-mid), var(--green-lt));
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 24px;
  flex-shrink: 0;
}
.ticker-amount {
  font-size: 32px;
  font-weight: 900;
  color: var(--verde-ligth);
  line-height: 1;
}
.ticker-label {
  font-size: 13px;
  color: rgba(255, 255, 255, 0.7);
  margin-top: 3px;
}
.ticker-note {
  font-size: 11px;
  color: rgba(255, 255, 255, 0.4);
  margin-top: 2px;
}

/* ══ FORM CARD ═══════════════════════════════════════════════ */
.form-card {
  background: #fff;
  border-radius: var(--r-xl);
  padding: 32px;
  box-shadow:
    0 32px 80px rgba(0, 0, 0, 0.4),
    0 0 0 1px rgba(255, 255, 255, 0.1);
  position: sticky;
  top: 88px;
}
.form-card-header {
  text-align: center;
  margin-bottom: 20px;
}
.form-card-title {
  font-size: 20px;
  font-weight: 900;
  color: var(--blue);
  line-height: 1.2;
}
.form-card-sub {
  font-size: 13px;
  color: var(--gray-600);
  margin-top: 4px;
}

.discount-strip {
  background: linear-gradient(135deg, #fff3cc, #fff8e1);
  border: 1.5px solid #f5d76e;
  border-radius: 12px;
  padding: 12px 16px;
  display: flex;
  align-items: center;
  gap: 14px;
  margin-bottom: 20px;
}
.ds-pct {
  font-size: 36px;
  font-weight: 900;
  color: var(--gold);
  line-height: 1;
}
.ds-right {
  flex: 1;
}
.ds-title {
  font-size: 13px;
  font-weight: 800;
  color: #7a5200;
}
.ds-sub {
  font-size: 11px;
  color: #a37000;
  margin-top: 2px;
}
.ds-timer {
  font-size: 12px;
  font-weight: 700;
  color: var(--orange);
  margin-top: 4px;
}

.form-group {
  margin-bottom: 14px;
}
.form-group label {
  font-size: 11px;
  font-weight: 700;
  color: var(--gray-600);
  /* text-transform: uppercase; */
  letter-spacing: 0.6px;
  display: block;
  /* margin-bottom: 5px; */
}
.form-group input,
.form-group select {
  width: 100%;
  padding: 12px 16px;
  border: 1.5px solid var(--gray-200);
  border-radius: 10px;
  font-size: 14px;
  font-family: inherit;
  color: var(--gray-900);
  background: #fff;
  transition:
    border-color 0.2s,
    box-shadow 0.2s;
  /* appearance: none; */
}
.form-group input:focus,
.form-group select:focus {
  outline: none;
  border-color: var(--green-mid);
  box-shadow: 0 0 0 3px rgba(27, 122, 64, 0.1);
}
.form-group select {
  background-repeat: no-repeat;
  background-position: right 14px center;
  padding-right: 36px;
}

.btn-submit {
  width: 100%;
  background: linear-gradient(135deg, var(--naranja), var(--naranja));
  color: var(--azul-600);
  font-size: 16px;
  font-weight: 800;
  padding: 16px;
  border: none;
  border-radius: 12px;
  cursor: pointer;
  transition:
    transform 0.15s,
    box-shadow 0.15s;
  letter-spacing: 0.2px;
  position: relative;
  overflow: hidden;
}
.btn-submit::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(255, 255, 255, 0.12), transparent);
  pointer-events: none;
}
.btn-submit:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 28px rgba(13, 92, 46, 0.5);
}
.btn-submit:active {
  transform: translateY(0);
}

.form-sep {
  display: flex;
  align-items: center;
  gap: 10px;
  margin: 12px 0;
}
.form-sep::before,
.form-sep::after {
  content: '';
  flex: 1;
  height: 1px;
  background: var(--gray-200);
}
.form-sep span {
  font-size: 11px;
  color: var(--gray-400);
  font-weight: 600;
}

.btn-wa {
  width: 100%;
  background: linear-gradient(135deg, #1ebe5a, #25d366);
  color: #fff;
  font-size: 14px;
  font-weight: 700;
  padding: 13px;
  border-radius: 12px;
  border: none;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 9px;
  transition:
    transform 0.15s,
    box-shadow 0.15s;
}
.btn-wa:hover {
  transform: translateY(-1px);
  box-shadow: 0 6px 20px rgba(37, 211, 102, 0.4);
}

.form-micro {
  text-align: center;
  font-size: 11px;
  color: var(--gray-400);
  margin-top: 10px;
  line-height: 1.5;
}
.form-success {
  display: none;
  text-align: center;
  padding: 24px 8px;
}
.fs-check {
  width: 64px;
  height: 64px;
  background: linear-gradient(135deg, var(--green), var(--green-mid));
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 28px;
  margin: 0 auto 16px;
}
.fs-title {
  font-size: 20px;
  font-weight: 800;
  color: var(--green);
  margin-bottom: 6px;
}
.fs-sub {
  font-size: 14px;
  color: var(--gray-600);
  line-height: 1.6;
}

/* ══ HERO BOTTOM STATS ════════════════════════════════════════ */
.hero-stats-bar {
  position: relative;
  z-index: 2;
  margin-top: 64px;
  background: rgba(255, 255, 255, 0.06);
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  backdrop-filter: blur(8px);
}
.hero-stats-inner {
  display: flex;
  justify-content: center;
  max-width: 1160px;
  margin: 0 auto;
  padding: 0 24px;
}
.hstat {
  flex: 1;
  text-align: center;
  padding: 20px 16px;
  border-right: 1px solid rgba(255, 255, 255, 0.1);
}
.hstat:last-child {
  border-right: none;
}
.hstat-num {
  font-size: 28px;
  font-weight: 900;
  color: var(--verde-ligth);
  display: block;
}
.hstat-lbl {
  font-size: 12px;
  color: rgba(255, 255, 255, 0.55);
  margin-top: 2px;
}

/* ══ TRUST BAR ═══════════════════════════════════════════════ */
.trust-bar {
  background: var(--gray-50);
  border-bottom: 1px solid var(--gray-200);
  padding: 12px 0;
}
.trust-inner {
  display: flex;
  align-items: center;
  justify-content: center;
  flex-wrap: wrap;
  gap: 6px 28px;
  max-width: 1160px;
  margin: 0 auto;
  padding: 0 24px;
}
.ti {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  font-weight: 600;
  color: var(--gray-900);
}
.ti-ico {
  font-size: 18px;
}
.ti-sub {
  font-size: 11px;
  color: var(--gray-400);
  font-weight: 400;
}

/* ══ SECTIONS ════════════════════════════════════════════════ */
section {
  padding: 88px 0;
}
.s-alt {
  background: var(--gray-50);
}
.s-dark {
  background: var(--azul);
  color: #fff;
}
.s-green {
  background: linear-gradient(135deg, var(--green) 0%, #0a4a24 100%);
  color: #fff;
}
.s-label {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 11px;
  font-weight: 800;
  color: var(--naranja);
  text-transform: uppercase;
  letter-spacing: 1.5px;
  margin-bottom: 10px;
}
.s-title {
  font-size: clamp(26px, 3.5vw, 42px);
  font-weight: 900;
  color: var(--azul-600);
  line-height: 1.15;
  letter-spacing: -1px;
  margin-bottom: 14px;
}
.s-dark .s-title,
.s-green .s-title {
  color: #fff;
}
.s-sub {
  font-size: 17px;
  color: var(--gray-600);
  line-height: 1.75;
  max-width: 580px;
}
.s-dark .s-sub,
.s-green .s-sub {
  color: rgba(255, 255, 255, 0.7);
}
.s-head {
  margin-bottom: 56px;
}
.s-head.c {
  text-align: center;
}
.s-head.c .s-sub {
  margin: 0 auto;
}

/* ══ ESCALAFÓN ═══════════════════════════════════════════════ */
.esc-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  align-items: start;
}
.grade-track {
  display: flex;
  flex-direction: column;
  gap: 0;
}
.grade-item {
  display: flex;
  gap: 20px;
  position: relative;
}
.grade-item:not(:last-child)::after {
  content: '';
  position: absolute;
  left: 24px;
  top: 52px;
  bottom: -20px;
  width: 2px;
  background: var(--gray-200);
}
.grade-item.active:not(:last-child)::after {
  background: linear-gradient(to bottom, var(--green-mid), var(--gray-200));
}
.grade-num-wrap {
  position: relative;
  z-index: 1;
}
.grade-num {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: var(--gray-200);
  color: var(--gray-600);
  font-weight: 900;
  font-size: 18px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  transition: all 0.3s;
}
.grade-item.active .grade-num {
  background: linear-gradient(135deg, var(--naranja), var(--naranja));
  color: #fff;
  /* box-shadow: 0 8px 24px rgba(27, 122, 64, 0.4); */
}
.grade-body {
  padding-bottom: 32px;
  flex: 1;
}
.grade-tag {
  font-size: 11px;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.8px;
  margin-bottom: 6px;
  color: var(--gray-400);
}
.grade-item.active .grade-tag {
  color: var(--naranja);
}
.grade-title {
  font-size: 17px;
  font-weight: 800;
  color: var(--blue);
  margin-bottom: 5px;
}
.grade-item.active .grade-title {
  color: var(--naranja);
}
.grade-desc {
  font-size: 14px;
  color: var(--gray-600);
  line-height: 1.6;
}
.grade-salary {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: #f0f5ff;
  color: var(--azul);
  font-size: 13px;
  font-weight: 800;
  padding: 6px 14px;
  border-radius: 30px;
  margin-top: 10px;
}
.grade-salary.up {
  background: linear-gradient(
    135deg,
    rgba(254, 216, 171, 0.15),
    rgba(254, 216, 171, 0.08)
  );
  color: var(--naranja);
  font-size: 15px;
  padding: 8px 16px;
}

.info-panel {
  background: linear-gradient(160deg, var(--azul) 0%, var(--azul) 100%);
  border-radius: var(--r-xl);
  padding: 36px;
  color: #fff;
  position: sticky;
  top: 100px;
}
.ip-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(74, 222, 128, 0.12);
  border: 1px solid rgba(74, 222, 128, 0.25);
  color: var(--verde-ligth);
  font-size: 12px;
  font-weight: 700;
  padding: 6px 14px;
  border-radius: 30px;
  margin-bottom: 20px;
}
.ip-title {
  font-size: 22px;
  font-weight: 900;
  line-height: 1.3;
  margin-bottom: 14px;
}
.ip-desc {
  font-size: 14px;
  color: rgba(255, 255, 255, 0.7);
  line-height: 1.75;
  margin-bottom: 24px;
}
.ip-stat-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  margin-bottom: 24px;
}
.ip-stat {
  background: rgba(255, 255, 255, 0.07);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: 12px;
  padding: 14px;
  text-align: center;
}
.ip-stat-val {
  font-size: 22px;
  font-weight: 900;
  color: var(--verde-ligth);
}
.ip-stat-lbl {
  font-size: 11px;
  color: rgba(255, 255, 255, 0.55);
  margin-top: 3px;
}
.ip-cta {
  width: 100%;
  background: linear-gradient(135deg, var(--naranja), var(--naranja));
  color: #fff;
  font-size: 15px;
  font-weight: 800;
  padding: 15px;
  border-radius: 12px;
  border: none;
  cursor: pointer;
  transition:
    transform 0.15s,
    box-shadow 0.15s;
}
.ip-cta:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 28px rgba(13, 92, 46, 0.5);
}

/* ══ CALCULATOR ══════════════════════════════════════════════ */
.calc-card {
  max-width: 760px;
  margin: 0 auto;
  background: #fff;
  border-radius: var(--r-xl);
  padding: 40px;
  box-shadow: 0 24px 64px rgba(0, 0, 0, 0.12);
  border: 2px solid var(--green-pale);
}
.calc-title {
  font-size: 22px;
  font-weight: 900;
  color: var(--azul);
  margin-bottom: 6px;
}
.calc-sub {
  font-size: 14px;
  color: var(--gray-600);
  margin-bottom: 28px;
}
.calc-options {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  margin-bottom: 28px;
}
.co {
  border: 2px solid var(--gray-200);
  border-radius: 14px;
  padding: 16px;
  cursor: pointer;
  transition: all 0.2s;
  text-align: center;
}
.co:hover {
  border-color: var(--naranja);
  background: #fff6eb;
}
.co.sel {
  border-color: var(--naranja);
  background: #fff6eb;
}
.co-grade {
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.6px;
  color: var(--gray-400);
  margin-bottom: 4px;
}
.co.sel .co-grade {
  color: var(--naranja);
}
.co-sal {
  font-size: 19px;
  font-weight: 900;
  color: var(--gray-900);
}
.co.sel .co-sal {
  color: var(--naranja);
}
.co-label {
  font-size: 12px;
  color: var(--gray-400);
  margin-top: 3px;
}

.calc-result {
  background: linear-gradient(135deg, var(--azul) 0%, var(--azul) 100%);
  border-radius: var(--r-lg);
  padding: 28px;
  display: grid;
  grid-template-columns: 1fr auto 1fr auto 1fr;
  gap: 8px;
  align-items: center;
  margin-bottom: 20px;
}
.cr-metric {
  text-align: center;
}
.cr-lbl {
  font-size: 10px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.6px;
  color: rgba(255, 255, 255, 0.5);
  margin-bottom: 8px;
}
.cr-val {
  font-size: 20px;
  font-weight: 900;
  color: #fff;
}
.cr-val.big {
  font-size: 28px;
  color: var(--verde-ligth);
}
.cr-arrow {
  font-size: 24px;
  color: rgba(255, 255, 255, 0.3);
}

.calc-roi {
  border: 1.5px solid rgba(27, 122, 64, 0.2);
  border-radius: 12px;
  padding: 16px 20px;
  display: flex;
  gap: 16px;
  align-items: center;
  margin-bottom: 24px;
}
.roi-ico {
  font-size: 28px;
}
.roi-text strong {
  font-size: 15px;
  color: var(--verde-ligth);
  display: block;
}
.roi-text span {
  font-size: 13px;
  color: var(--gray-600);
  line-height: 1.5;
}
.calc-btn {
  width: 100%;
  background: linear-gradient(135deg, var(--naranja), var(--naranja));
  color: #fff;
  font-size: 16px;
  font-weight: 800;
  padding: 16px;
  border-radius: 12px;
  border: none;
  cursor: pointer;
  transition:
    transform 0.15s,
    box-shadow 0.15s;
}
.calc-btn:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 28px rgba(232, 73, 15, 0.4);
}

/* ══ PROGRAM ══════════════════════════════════════════════════ */
.prog-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  align-items: start;
}
.info-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 18px;
}
.il-item {
  display: flex;
  align-items: flex-start;
  gap: 16px;
}
.il-ico {
  width: 48px;
  height: 48px;
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
  flex-shrink: 0;
}
.il-ico.g {
  background: var(--green-pale);
}
.il-ico.b {
  background: rgba(26, 60, 110, 0.08);
}
.il-ico.o {
  background: rgba(232, 73, 15, 0.08);
}
.il-text strong {
  display: block;
  font-size: 15px;
  font-weight: 800;
  color: var(--blue);
  margin-bottom: 3px;
}
.il-text span {
  font-size: 13px;
  color: var(--gray-600);
  line-height: 1.55;
}

/* Accordion */
.acc-heading {
  font-size: 19px;
  font-weight: 900;
  color: var(--blue);
  margin-bottom: 18px;
}
.acc {
  display: flex;
  flex-direction: column;
  gap: 8px;
}
.acc-item {
  border: 1.5px solid var(--gray-200);
  border-radius: var(--r);
  overflow: hidden;
  transition: border-color 0.2s;
}
.acc-item.open {
  border-color: var(--green);
  box-shadow: 0 4px 16px rgba(27, 122, 64, 0.1);
}
.acc-head {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 16px 20px;
  cursor: pointer;
  background: #fff;
  transition: background 0.2s;
  gap: 12px;
}
.acc-item.open .acc-head {
  background: var(--azul-light);
}
.acc-head h4 {
  font-size: 14px;
  font-weight: 700;
  color: var(--blue);
  display: flex;
  align-items: center;
  gap: 8px;
}
.acc-item.open .acc-head h4 {
  color: #fff;
}
.acc-icon {
  font-size: 18px;
  color: var(--azul-600);
  transition: transform 0.3s;
  flex-shrink: 0;
}
.acc-item.open .acc-icon {
  transform: rotate(180deg);
}
.acc-body {
  display: none;
  padding: 16px 20px;
  background: #fff;
}
.acc-item.open .acc-body {
  display: block;
}
.acc-body ul {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 8px;
}
.acc-body ul li {
  font-size: 13px;
  color: var(--gray-900);
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 6px 0;
  border-bottom: 1px solid var(--gray-100);
}
.acc-body ul li:last-child {
  border-bottom: none;
}
.acc-body ul li::before {
  content: '';
  width: 8px;
  height: 8px;
  background: var(--green-mid);
  border-radius: 50%;
  flex-shrink: 0;
}

/* ══ LEGAL VALIDITY ════════════════════════════════════════════ */
.val-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  margin-bottom: 36px;
}
.val-card {
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: var(--r-lg);
  padding: 28px;
  text-align: center;
  transition:
    background 0.2s,
    transform 0.2s;
}
.val-card:hover {
  background: rgba(255, 255, 255, 0.12);
  transform: translateY(-3px);
}
.val-ico {
  font-size: 40px;
  margin-bottom: 14px;
}
.val-title {
  font-size: 13px;
  font-weight: 700;
  color: rgba(255, 255, 255, 0.6);
  text-transform: uppercase;
  letter-spacing: 0.6px;
  margin-bottom: 8px;
}
.val-code {
  font-size: 26px;
  font-weight: 900;
  color: var(--verde-ligth);
}
.val-desc {
  font-size: 13px;
  color: rgba(255, 255, 255, 0.55);
  margin-top: 8px;
  line-height: 1.55;
}
.val-verify {
  text-align: center;
  background: rgba(74, 222, 128, 0.08);
  border: 1px solid rgba(74, 222, 128, 0.2);
  border-radius: var(--r-lg);
  padding: 24px;
  max-width: 720px;
  margin: 0 auto;
}
.val-verify p {
  font-size: 15px;
  color: rgba(255, 255, 255, 0.85);
  line-height: 1.75;
}
.val-verify strong {
  color: var(--verde-ligth);
}

/* ══ FINANCING ════════════════════════════════════════════════ */
.fin-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
}
.fin-card {
  border-radius: var(--r-lg);
  padding: 24px;
  border: 1.5px solid var(--gray-200);
  background: #fff;
  transition:
    border-color 0.2s,
    box-shadow 0.2s,
    transform 0.2s;
}
.fin-card:hover {
  border-color: var(--blue-lt);
  box-shadow: 0 8px 32px rgba(26, 60, 110, 0.1);
  transform: translateY(-3px);
}
.fin-card.star {
  background: linear-gradient(135deg, var(--azul) 0%, var(--azul) 100%);
  border-color: transparent;
  color: #fff;
}
.fin-card.star:hover {
  box-shadow: 0 12px 40px rgba(13, 92, 46, 0.4);
}
.fin-icon {
  font-size: 32px;
  margin-bottom: 12px;
}
.fin-title {
  font-size: 16px;
  font-weight: 800;
  color: var(--blue);
  margin-bottom: 10px;
}
.fin-card.star .fin-title {
  color: #fff;
}
.fin-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 6px;
}
.fin-list li {
  font-size: 13px;
  color: var(--gray-600);
  display: flex;
  gap: 7px;
}
.fin-card.star .fin-list li {
  color: rgba(255, 255, 255, 0.8);
}
.fin-list li::before {
  content: '✓';
  color: var(--verde-ligth);
  font-weight: 800;
  flex-shrink: 0;
}
.fin-card.star .fin-list li::before {
  color: var(--verde-ligth);
}
.fin-highlight-box {
  background: var(--gold-lt);
  border: 2px solid #f5d76e;
  border-radius: var(--r-lg);
  padding: 20px 24px;
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 20px;
  align-items: center;
  margin-top: 20px;
}
.fhb-pct {
  font-size: 56px;
  font-weight: 900;
  color: var(--gold);
  line-height: 1;
}
.fhb-title {
  font-size: 17px;
  font-weight: 800;
  color: #7a5200;
  margin-bottom: 4px;
}
.fhb-desc {
  font-size: 14px;
  color: #a37000;
  line-height: 1.5;
}

/* ══ TESTIMONIALS ══════════════════════════════════════════════ */
.testi-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.testi-card {
  background: #fff;
  border-radius: var(--r-xl);
  padding: 32px;
  box-shadow: 0 8px 40px rgba(0, 0, 0, 0.08);
  border: 1px solid var(--gray-200);
  transition:
    transform 0.2s,
    box-shadow 0.2s;
  display: flex;
  flex-direction: column;
}
.testi-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 20px 60px rgba(0, 0, 0, 0.14);
}
.tc-stars {
  display: flex;
  gap: 3px;
  margin-bottom: 16px;
}
.tc-star {
  color: #f59e0b;
  font-size: 16px;
}
.tc-text {
  font-size: 14px;
  color: var(--gray-600);
  line-height: 1.75;
  font-style: italic;
  flex: 1;
  margin-bottom: 22px;
}
.tc-author {
  display: flex;
  align-items: center;
  gap: 12px;
}
.tc-avatar {
  width: 46px;
  height: 46px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--green), var(--green-mid));
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
  flex-shrink: 0;
}
.tc-name {
  font-weight: 800;
  font-size: 14px;
  color: var(--blue);
}
.tc-role {
  font-size: 12px;
  color: var(--gray-400);
  margin-top: 1px;
}
.tc-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: var(--green-pale);
  color: var(--green);
  font-size: 11px;
  font-weight: 700;
  padding: 5px 12px;
  border-radius: 20px;
  margin-top: 12px;
  align-self: flex-start;
}

/* ══ FAQ ══════════════════════════════════════════════════════ */
.faq-wrap {
  max-width: 780px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.faq-item {
  border: 1.5px solid var(--gray-200);
  border-radius: var(--r-lg);
  overflow: hidden;
  transition: border-color 0.2s;
}
.faq-item.open {
  border-color: var(--azul);
}
.faq-q {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 20px 24px;
  cursor: pointer;
  gap: 16px;
}
.faq-q span {
  font-size: 15px;
  font-weight: 700;
  color: var(--azul);
}
.faq-item.open .faq-q span {
  color: var(--azul);
}
.faq-ico {
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: var(--azul);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 18px;
  font-weight: 700;
  flex-shrink: 0;
  transition:
    transform 0.3s,
    background 0.2s;
}
.faq-q .faq-ico {
  color: #fff;
}
.faq-item.open .faq-ico {
  transform: rotate(45deg);
  background: var(--azul-light);
  color: #fff;
}
.faq-a {
  display: none;
  padding: 0 24px 20px;
  font-size: 14px;
  color: var(--gray-600);
  line-height: 1.8;
}
.faq-item.open .faq-a {
  display: block;
}

/* ══ FINAL CTA ════════════════════════════════════════════════ */
.final-cta {
  background: linear-gradient(135deg, var(--azul) 0%, var(--azul-light) 100%);
  color: #fff;
  padding: 96px 0;
  text-align: center;
  position: relative;
  overflow: hidden;
}

.final-cta h2 {
  font-size: clamp(30px, 4vw, 52px);
  font-weight: 900;
  letter-spacing: -1.5px;
  margin-bottom: 16px;
  position: relative;
}
.final-cta p {
  font-size: 18px;
  color: rgba(255, 255, 255, 0.75);
  margin-bottom: 40px;
  max-width: 540px;
  margin-left: auto;
  margin-right: auto;
  position: relative;
}
.cta-btns {
  display: flex;
  gap: 14px;
  justify-content: center;
  flex-wrap: wrap;
  position: relative;
}
.btn-big-white {
  background: #fff;
  color: var(--azul);
  font-weight: 900;
  font-size: 17px;
  padding: 18px 40px;
  border-radius: 50px;
  border: none;
  cursor: pointer;
  transition:
    transform 0.15s,
    box-shadow 0.15s;
  box-shadow: 0 8px 32px rgba(0, 0, 0, 0.2);
}
.btn-big-white:hover {
  transform: translateY(-3px);
  box-shadow: 0 16px 48px rgba(0, 0, 0, 0.3);
}
.btn-big-wa {
  background: rgba(255, 255, 255, 0.12);
  border: 2px solid rgba(255, 255, 255, 0.3);
  color: #fff;
  font-weight: 700;
  font-size: 16px;
  padding: 18px 32px;
  border-radius: 50px;
  cursor: pointer;
  display: flex;
  align-items: center;
  gap: 10px;
  transition:
    background 0.2s,
    border-color 0.2s;
}
.btn-big-wa:hover {
  background: rgba(255, 255, 255, 0.2);
  border-color: rgba(255, 255, 255, 0.5);
}
.final-legal {
  font-size: 12px;
  color: rgba(255, 255, 255, 0.4);
  margin-top: 36px;
  position: relative;
  line-height: 1.8;
}

/* ══ FOOTER ═══════════════════════════════════════════════════ */
footer {
  background: var(--gray-900);
  color: rgba(255, 255, 255, 0.5);
  text-align: center;
  padding: 28px;
  font-size: 13px;
  line-height: 1.9;
}
footer strong {
  color: rgba(255, 255, 255, 0.8);
}

/* ══ FLOAT WA ═════════════════════════════════════════════════ */
.fwa {
  position: fixed;
  bottom: 28px;
  right: 28px;
  z-index: 999;
}
.fwa-pulse {
  position: absolute;
  inset: 0;
  border-radius: 50%;
  background: #25d366;
  animation: fwa-p 2.5s ease infinite;
}
@keyframes fwa-p {
  0% {
    transform: scale(1);
    opacity: 0.5;
  }
  100% {
    transform: scale(1.7);
    opacity: 0;
  }
}
.fwa-btn {
  position: relative;
  width: 62px;
  height: 62px;
  border-radius: 50%;
  background: linear-gradient(135deg, #1ebe5a, #25d366);
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 6px 24px rgba(37, 211, 102, 0.5);
  cursor: pointer;
  border: none;
  transition: transform 0.2s;
}
.fwa-btn:hover {
  transform: scale(1.1);
}
.fwa-tooltip {
  position: absolute;
  right: 74px;
  top: 50%;
  transform: translateY(-50%);
  background: var(--gray-900);
  color: #fff;
  font-size: 13px;
  font-weight: 600;
  padding: 9px 16px;
  border-radius: 10px;
  white-space: nowrap;
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.25);
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.25s;
}
.fwa:hover .fwa-tooltip {
  opacity: 1;
}
.fwa-tooltip::after {
  content: '';
  position: absolute;
  left: 100%;
  top: 50%;
  transform: translateY(-50%);
  border: 6px solid transparent;
  border-left-color: var(--gray-900);
}

/* ══ ANIMATIONS ═══════════════════════════════════════════════ */
.fade-in {
  opacity: 0;
  transform: translateY(30px);
  transition:
    opacity 0.7s ease,
    transform 0.7s ease;
}
.fade-in.visible {
  opacity: 1;
  transform: translateY(0);
}
.counter {
  display: inline-block;
}

/* ══ RESPONSIVE ════════════════════════════════════════════════ */
@media (max-width: 960px) {
  .hero-content {
    grid-template-columns: 1fr;
  }
  .form-card {
    position: static;
  }
  .esc-grid,
  .prog-grid {
    grid-template-columns: 1fr;
  }
  .info-panel {
    position: static;
  }
  .val-grid {
    grid-template-columns: 1fr 1fr;
  }
  .fin-grid {
    grid-template-columns: 1fr 1fr;
  }
  .testi-grid {
    grid-template-columns: 1fr;
  }
  .calc-options {
    grid-template-columns: 1fr;
  }
  .calc-result {
    grid-template-columns: 1fr;
    text-align: center;
  }
  .cr-arrow {
    display: none;
  }
  .hero-stats-inner {
    flex-wrap: wrap;
  }
  .hstat {
    flex: 1 0 45%;
    border-right: none;
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
  }
}
@media (max-width: 600px) {
  section {
    padding: 60px 0;
  }
  .hero {
    padding: 52px 0 0;
  }
  .hero h1 {
    font-size: 30px;
  }
  .val-grid {
    grid-template-columns: 1fr;
  }
  .fin-grid {
    grid-template-columns: 1fr;
  }
  .cta-btns {
    flex-direction: column;
    align-items: center;
  }
  .fin-highlight-box {
    grid-template-columns: 1fr;
    text-align: center;
  }
  .fhb-pct {
    font-size: 40px;
  }
}

.type-checkbox {
  font-size: 14px;
  display: flex;
  flex-direction: row-reverse;
  justify-content: left;
  align-items: center;
  gap: 10px;
  width: 100%;
  position: relative;
}
.type-checkbox label {
  font-weight: 100 !important;
  max-width: 280px;
  line-height: 1;
}
input[type='checkbox'] {
  width: 14px;
  height: 14px;
}